{"id":5178,"date":"2026-05-06T10:01:16","date_gmt":"2026-05-06T03:01:16","guid":{"rendered":"https:\/\/ap2si.id\/?p=5178"},"modified":"2026-05-06T10:01:16","modified_gmt":"2026-05-06T03:01:16","slug":"memperkuat-skema-pembiayaan-inklusif-perhutanan-sosial-pengalaman-praktik-nils-dan-asuransi-parametrik","status":"publish","type":"post","link":"https:\/\/ap2si.id\/en\/2026\/05\/06\/memperkuat-skema-pembiayaan-inklusif-perhutanan-sosial-pengalaman-praktik-nils-dan-asuransi-parametrik\/","title":{"rendered":"Strengthening Inclusive Financing Schemes for Social Forestry (Practical Experiences of NILS and Parametric Insurance)"},"content":{"rendered":"<p>Jakarta, May 6, 2026. The main challenge facing Social Forestry (SF) today lies not in its economic potential, but rather in the failure of a financing system that is incompatible with the nature of forest-based businesses. Although millions of hectares of forest have been allocated to communities with long-term legality, SF groups still face financial exclusion because conventional credit schemes cannot accommodate the medium-to-long-term and high-climate risk business cycles of agroforestry, non-timber forest products, and environmental services.<\/p>\n<p>To address these challenges, AP2SI, along with Manava Collective, is attempting an inclusive financing approach through the No Interest Loans Scheme (NILS) and climate index-based Parametric Insurance. The combination of these two instruments aims to systematically reduce business risk, open access to financing for previously unaffordable groups, and build a credible financial track record for social forestry groups. This approach demonstrates that social forestry financing is not merely economic support, but also a strategic development risk mitigation instrument.<\/p>\n<p>Furthermore, AP2SI encourages regional and national governments to integrate social forestry financing into development policies as a strategy to reduce ecological, poverty, and fiscal risks. By positioning the state as the risk taker of last resort through fiscal support, guarantees, and the development of innovative financing schemes, it is hoped that social forestry can transform into a pillar of resilient, efficient, and equitable development, while protecting public assets in the form of forests and landscapes.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Jakarta, 6 Mei 2026. Tantangan utama Perhutanan Sosial (PS) saat ini bukan terletak pada potensi ekonomi, melainkan pada kegagalan sistem pembiayaan yang tidak sesuai dengan karakter usaha berbasis hutan. Meskipun jutaan hektar kawasan hutan telah dialokasikan kepada masyarakat dengan legalitas jangka panjang, kelompok PS masih menghadapi eksklusi finansial karena skema kredit konvensional tidak mampu mengakomodasi [&hellip;]<\/p>\n","protected":false},"author":216366695,"featured_media":5181,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[814848,814849],"tags":[],"class_list":["post-5178","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-publikasi","category-informasi"],"jetpack_publicize_connections":[],"jetpack_shortlink":"https:\/\/wp.me\/pdFNnz-1lw","jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/ap2si.id\/wp-content\/uploads\/2026\/05\/Screenshot-2026-05-06-at-10.00.24.png?fit=1236%2C1708&ssl=1","_links":{"self":[{"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/posts\/5178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/users\/216366695"}],"replies":[{"embeddable":true,"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/comments?post=5178"}],"version-history":[{"count":2,"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/posts\/5178\/revisions"}],"predecessor-version":[{"id":5182,"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/posts\/5178\/revisions\/5182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/media\/5181"}],"wp:attachment":[{"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/media?parent=5178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/categories?post=5178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ap2si.id\/en\/wp-json\/wp\/v2\/tags?post=5178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}